Terms of Service

Last Updated: June 24th, 2026

These Terms of Service (“Terms”) govern your access to and use of the website www.123executive.com (the “Site”), and any courses, digital products, coaching, consulting, or advisory services (collectively, the “Services”) offered by 123 Foodies LLC, dba 123 Executive (“Company,” “we,” “us,” or “our”). By accessing the Site or purchasing any Service, you (“you” or “Client”) agree to be bound by these Terms. If you do not agree, do not access the Site or purchase any Service.

1. No Professional Advice / No Guarantee of Results

The Services, including all courses, coaching sessions, consulting engagements, templates, frameworks, and other materials, are provided for general business education and informational purposes only. Nothing provided constitutes legal, financial, tax, accounting, or other professional advice. You should consult your own qualified professionals before making business, legal, or financial decisions. 

Company makes no guarantee, warranty, or representation regarding specific results, revenue, profit, or business outcomes. Any testimonials, case studies, or examples of past results (including references to the Company's principals' prior business ventures) are not typical and do not constitute a promise or guarantee that you will achieve similar or any results. Your results depend on factors including your effort, market conditions, capital, and execution, which are entirely outside Company's control. See the Earnings and Results Disclaimer for additional detail. 

2. Assumption of Risk

You acknowledge that business ownership and operation involve inherent risk, including risk of financial loss. You voluntarily assume full responsibility for any risks associated with implementing any strategy, advice, or recommendation provided through the Services. 

3. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL COMPANY, ITS OWNERS, EMPLOYEES, CONTRACTORS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, ARISING FROM YOUR USE OF THE SERVICES. COMPANY'S TOTAL AGGREGATE LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT YOU PAID TO COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. 

4. Indemnification

You agree to indemnify, defend, and hold harmless Company and its owners, employees, and contractors from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or related to your use of the Services, your violation of these Terms, or your business decisions made in reliance on the Services. 

5. Intellectual Property

All course content, frameworks, templates, videos, written materials, and the “123 Method” are the exclusive property of 123 Foodies LLC, dba 123 Executive, and are protected by copyright and other intellectual property laws. You are granted a limited, non-transferable, non-exclusive license to use purchased materials for your own internal business use only. You may not reproduce, resell, distribute, publicly share, or create derivative works from any Company materials without prior written consent. 

6. Payment and Refunds

All fees are stated at the time of purchase and are due in full prior to access to the Services unless otherwise specified in a separate signed agreement. 

ALL SALES ARE FINAL. NO REFUNDS WILL BE ISSUED for any course, digital product, coaching session, or consulting service under any circumstances, including but not limited to non-use, dissatisfaction, change of mind, failure to achieve desired results, or early termination of a coaching or consulting engagement. By completing a purchase, you expressly acknowledge and agree to this no-refund policy. See the Refund Policy for full terms. 

Consulting and coaching retainer fees are billed in accordance with the payment schedule set forth in the applicable signed engagement agreement and are non-refundable once invoiced, regardless of whether Services for that period have been fully utilized. 

7. No Client/Fiduciary Relationship From Course Purchase

Purchase of any self-paced course or digital product does not create a coaching, consulting, advisory, or fiduciary relationship between you and Company. Such relationships exist only under a separate signed coaching or consulting agreement. 

8. Nature of Coaching Services — Not Therapy or Licensed Advice

You acknowledge and agree that: 

• Coaching is not therapy, psychotherapy, counseling, or a substitute for mental health treatment, diagnosis, or care. If you are experiencing a mental health crisis, you should contact a licensed mental health professional or emergency services.
• Coaching is not legal, tax, medical, or investment advice. Company is not a law firm, accounting firm, financial advisory firm, or medical provider.
• Company makes no guarantee of income, promotions, business outcomes, or any other specific result.
• You remain solely responsible for your own decisions and actions taken during or after coaching, consulting, or use of any course.

If, during a coaching or consulting engagement, Company forms the good-faith belief that a matter raised falls outside the scope of business coaching (for example, indications of a mental health concern, legal dispute, or medical issue), Company may recommend you seek the appropriate licensed professional and may decline to advise further on that matter.

9. Website Accessibility

Company is committed to making the Site reasonably accessible to all users, including individuals with disabilities, and undertakes ongoing efforts to align with Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you experience difficulty accessing any portion of the Site, please contact us at [EMAIL ADDRESS] so we can address the issue. 

10. Termination

Company reserves the right to terminate or suspend your access to any Service at its sole discretion, including for violation of these Terms, without refund. 

11. Dispute Resolution / Governing Law

These Terms are governed by the laws of the State of [YOUR STATE], without regard to conflict of law principles. Any dispute arising out of these Terms or the Services shall be resolved through binding arbitration in [YOUR COUNTY/STATE], except that either party may seek injunctive relief in court to protect intellectual property rights. 

12. Modifications

Company may update these Terms at any time, including in response to changes in the tools, platforms, or vendors Company uses, or changes in how Company sells goods or services through the Site. Company reviews these Terms at least annually. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms. 

13. Contact

Questions about these Terms may be directed to [email protected].

Earnings and Results Disclaimer

123 Foodies LLC, dba 123 Executive (“Company”) does not guarantee any income, revenue, profit, or business results from the use of its courses, coaching, or consulting services (collectively, the “Services”). 

Any specific revenue figures, growth percentages, or business outcomes referenced on this Site or in any marketing materials — including those related to the Company's principal's prior business ventures — are illustrative only, are not typical, and should not be construed as a promise, guarantee, or expectation of any particular result for you. 

Business success depends on numerous factors unique to each individual and business, including effort, market conditions, available capital, location, industry, timing, and execution, none of which Company can control or guarantee. 

As with any business endeavor, there is an inherent risk of loss of capital, and no level of education, coaching, or consulting eliminates that risk. You are solely responsible for your own business decisions and outcomes. 

Testimonials and case studies presented by Company reflect the experiences of specific individuals and are not representative of all clients or purchasers. They should not be interpreted as a guarantee that you will achieve the same or similar results. 

Refund Policy

All Sales Are Final

123 Foodies LLC, dba 123 Executive (“Company”) maintains a strict no-refund policy on all Services. By completing a purchase of any course, digital product, coaching package, or consulting engagement, you acknowledge and agree that all sales are final and non-refundable. 

Scope of This Policy

This no-refund policy applies to, without limitation: 

• All self-paced online courses and digital products, regardless of how much of the content has been accessed or completed.
• All one-on-one or group coaching sessions and packages, once purchased.
• All consulting and advisory retainer fees, once invoiced for the applicable period, regardless of services rendered during that period.
• Any deposit, setup fee, or onboarding fee associated with a coaching or consulting engagement.

No Exceptions For

Refunds will not be issued for reasons including, but not limited to: 

• Change of mind or buyer's remorse.
• Failure to access, use, or complete purchased course content.
• Dissatisfaction with content, coaching style, or strategic recommendations.
• Failure to achieve anticipated business, financial, or personal results.
• Early termination of a coaching or consulting engagement by the Client, for any reason.
• Technical issues on the Client's end (e.g., device, internet connectivity, or platform login issues), provided the Service was made accessible by Company.

Cancellation of Ongoing Engagements

For ongoing coaching or consulting retainer engagements, Client may cancel future billing periods by providing written notice in accordance with the notice period specified in the applicable signed engagement agreement. Cancellation stops future billing only and does not entitle Client to a refund of any amount already paid or invoiced. 

Chargebacks

Initiating a credit card chargeback or payment dispute in violation of this Refund Policy, rather than contacting Company directly, may result in immediate termination of access to all Services and pursuit of the disputed amount through collections or legal action. 

Acknowledgment

By purchasing any Service, you confirm that you have read, understood, and agree to this Refund Policy in full prior to completing your purchase. 

Privacy Policy

123 Foodies LLC, dba 123 Executive (“Company,” “we,” “us,” or “our”) respects your privacy. This Privacy Policy explains what information we collect through www.123executive.com (the “Site”) and our related courses, coaching, and consulting services (collectively, the “Services”), how we use it, and your rights regarding that information. 

If you submit any information to us through a contact form, email opt-in, scheduling request, or by browsing the Site, this Policy applies to you. 

1. Information We Collect

We may collect the following categories of information: 

• Contact information you provide, such as your name, email address, and phone number, when you fill out a form, book a call, or purchase a Service.
• Payment information processed through Stripe, our third-party payment processor integrated with our course and billing platform, Kajabi. We do not directly store full credit card numbers on our own servers.
• Scheduling information, such as your name, email, and selected appointment time, when you book a call or session through Calendly.
• Account and usage information, such as course progress, login activity, and content engagement within Kajabi, our course-hosting and website platform.
• Communications you send us, including messages via our Contact form or email.
• Technical and usage data collected automatically via Google Analytics and similar tools, such as IP address, browser type, device information, pages visited, time on site, and referral source.

2. How We Use Your Information

We use the information we collect to: 

• Provide, operate, and maintain the Services, including course access and coaching/consulting scheduling.
• Process payments and manage billing through Stripe and Kajabi.
• Schedule and manage appointments through Calendly.
• Communicate with you, including responding to inquiries, sending course-related updates, and sending marketing communications (which you may opt out of at any time).
• Analyze Site traffic and usage trends through Google Analytics to improve the Site and our Services.
• Comply with legal obligations and enforce our Terms of Service.

3. Third-Party Service Providers

We currently use the following third-party platforms to operate the Site and deliver our Services: 

• Kajabi — website hosting, course delivery, email marketing, and checkout.
• Stripe — payment processing.
• Calendly — appointment scheduling.
• Google Analytics — website traffic and usage analytics.

Each of these providers processes certain information on our behalf in accordance with its own privacy policy. Kajabi, in particular, acts as a data processor for information collected through the Site; Kajabi does not independently market to our visitors or sell their information. We are responsible for determining how your information is used and disclosed, and this Policy reflects that. We may add, remove, or change service providers from time to time; this Policy will be updated to reflect our then-current tool stack.

4. Cookies and Tracking

The Site uses cookies and similar tracking technologies, including those associated with Kajabi (site functionality) and Google Analytics (usage analytics), to recognize your browser, remember preferences, and analyze traffic. You can control cookies through your browser settings; disabling cookies may affect certain Site functionality, such as checkout or login. 

5. Data Sharing

We do not sell your personal information. We may share information with the service providers listed above as necessary for them to perform services on our behalf, or as required by law, subpoena, or legal process, or to protect the rights, property, or safety of Company, our clients, or others. 

6. Data Retention

We retain personal information for as long as necessary to provide the Services, comply with legal obligations, resolve disputes, and enforce our agreements. 

7. Your Rights

You may request to access, correct, or delete the personal information we hold about you, or opt out of marketing communications at any time, by contacting us at [EMAIL ADDRESS]. We will respond within a reasonable time. 

8. Website Accessibility

Company is committed to making the Site reasonably accessible to all users, including individuals with disabilities, and undertakes ongoing efforts to align with Web Content Accessibility Guidelines (WCAG) 2.1 Level AA. If you experience difficulty accessing any portion of the Site, please contact us at [EMAIL ADDRESS] so we can address the issue. 

9. Children's Privacy

The Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. 

10. Scope of This Policy

This Policy is limited to current customers and visitors located in the United States. We do not currently target or knowingly collect personal information from individuals located in the European Union or United Kingdom. If this changes, this Policy will be updated to include GDPR/UK GDPR-aligned disclosures before we begin marketing to or serving clients in those regions. 

11. Changes to This Policy

We may update this Privacy Policy at any time, including when we change the third-party tools or platforms listed above, begin selling goods or services directly through the Site in a new way, or enable new features such as blog comments. The “Last Updated” date at the top of this Policy will reflect the most recent revision. We review this Policy at least annually. Continued use of the Site after changes are posted constitutes acceptance of the revised Policy. 

12. Contact Us

Questions about this Privacy Policy may be directed to [email protected].

Policy Review Checklist

Review and update the Terms of Service, Privacy Policy, Earnings Disclaimer, and Refund Policy whenever any of the following occur. At minimum, review all four documents annually even if nothing below has changed. 

Update Immediately If You:

• Add, remove, or switch any client-facing tool (e.g., new payment processor, new scheduler, new CRM, new email platform) — update the Privacy Policy's tool list to match exactly.
• Begin selling goods or services directly through the Site in a new way (e.g., a new product type, a marketplace feature, in-app purchases).
• Enable blog comments or any user-generated content feature — add conduct rules and your right to remove content to the Terms.
• Begin marketing to or accepting clients from the EU or UK — the Privacy Policy will need GDPR/UK GDPR-aligned language added before that expansion, not after.
• Change your governing state, business entity, or registered address.
• Change your refund policy, course pricing model, or consulting fee structure.

Annual Checklist (Minimum)

1. Confirm the tool list in the Privacy Policy matches what is actually integrated on the Site.
2. Confirm the Terms' IP, refund, and disclaimer language still matches current offers.
3. Run a free accessibility audit (e.g., WAVE — wave.webaim.org — or Google Lighthouse) and address the highest-impact issues found.
4. Confirm contact email and governing law/venue placeholders are filled in and current.
5. Re-confirm with counsel that no new state or federal disclosure requirements apply to your offers.